The complete personal finance app for today and tomorrow.

See exactly where you are in all areas of your personal finances. Learn how your money can get you where you want to go. 

IMPORTANT STUFF

© 2020 Life Dreams, Inc. All rights reserved

CONTACT US

999 3rd Av. #700
Seattle, WA 98105

How does Mogami work?

What can Mogami help you with?

READY FOR THE UNEXPECTED

Plan ahead for unexpected events.

Carolina, 28  Seattle, WA

Am I prepared for another pandemic?

Happier financial futures for everyone

Our mission is to bring simple, creative, and effective financial assistance to everyone. By leveraging machine-learning technology we significantly lower costs and break from the traditional industry model of hourly fees, asset minimums, long appointments, and financial jargon. Follow your own design, step-by-step, and see your future take shape. Beautifully.

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We are not another budgeting or investing app.  We help you make paycheck, taxes,  expenses, debt, goals, and insurance decisions that align with your long-term plans.
help@lifedreams.co

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Proudly started in Seattle, Washington

Alex

FE/BE Engineer

Alexey

BE Engineer

Artem

QA Engineer

Bogdan

FE Engineer

Dmitry

FE Engineer

Tymur

Technical PM

Alex

Co-Founder & CEO Product Mgmt.

Sasha

Co-Founder & CTO Machine Learning

Parker

Product Design & Creative Lead

Olga

UI & Visual Design

Trip

Financial Modeling & Math Lead

See exactly where you’re going and how your money can get you where you want to go.

The complete personal finance app for today and tomorrow.

Wendy

Content Strategy

We are not another budgeting or investing app.  We help you make paycheck, taxes,  expenses, debt, goals, and insurance decisions that align with your long-term plans.

MAXIMIZING MY SAVINGS

Nicole, 25  Seattle, WA

Should I pay down my loans, invest, or contribute to my 401k?

Am I prepared for another pandemic?

Carolina, 28  Seattle, WA

READY FOR THE UNEXPECTED

How many deductions should I claim on my W-2?

Matt, 28  Seattle, WA

NO TAX SURPRISES

What type and how much insurance do I need?

Rafael, 24  Seattle, WA

PROTECTING MYSELF

What's the right home size for me and what would it take to buy it? 

Morgan, 24  Seattle, WA

PURCHASE WITH CONFIDENCE

We are not another budgeting or investing app.  We help you make paycheck, taxes,  expenses, debt, goals, and insurance decisions that align with your long-term plans.

What can Mogami help you with?

MAXIMIZING  MY SAVINGS

Answers to common questions to how to best allocate your monthly savings.

Nicole, 25  Seattle, WA

Should I pay down my loans, invest, or contribute to my 401k?

AVOIDING TAX SURPRISES

Matt, 28  Seattle, WA

How many deductions should I claim on my form W-2?

Manage your deductions to avoid paying additional taxes at the end of the year.

PROTECTING MYSELF

Rafael, 24  Seattle, WA

What type and how much insurance do I need?

Learn what types of insurance and how much insurance you should consider depending on your situation.

PURCHASE WITH CONFIDENCE

Morgan, 24  Seattle, WA

Whats the right home size for me and what would it take?

Learn the real cost of your purchases and be more confident about what you can afford without surprises.

GETTING OUT OF DEBT

Linn, 28  Seattle, WA

What would it take to payoff my student loans in 10 years?

Learn what it will take to be debt-free and other implications to your finances.

Get your personal step-by-step plan.

Answer a few questions and get a personalized step-by-step plan to put you in control of your finances. Complete activities at your leisure.

Quick checkup

9 min.

Manage my expenses

10 min.

Understand my take home

15 min.

Your recommended plan.

1

What would it take to payoff my student loans in 10 years?

Linn, 28  Seattle, WA

GETTING OUT OF DEBT

Always see your whole picture.

Instantly see how your finances can work together on your dashboard. We focus on what you need to do to realize your plans. Period.

Take Home Pay

Expenses

Savings Growth

Goals

Debt

Emergencies

4

Get honest findings and recos.

We use data from others like you, math algorithms, and Ai to instantly analyze your data and draw personalized findings and suggestions.

Overall, your expenses seem reasonable for Seattle, Washington.

Your personal expenses seem fine, but your fixed expenses are high.

Average

Luxurious

$80 - $150K

$50 - $80K

$30 - $50K

Prudent

You

$55K

3

Follow our plan or skip ahead.

Follow our plan, or pick the activity that solves your immediate need.  We cover income, expenses, savings, debt, goals, and even emergencies.

2

Income

Expenses

Savings

Debt

Goals

Emergency

Build a savings plan

9 min.

Get more from my savings

9 min.

Value my stock compensation

9 min.

Save or paydown loans

9 min.

30+ activities to help you.

Complete quick activities related to your finances. As you complete them, we immediately give you honest findings and recommendations.  More activities completed lead to more detailed recommendations.

Our Mission

No downloads needed

Always free to anyone

Choose your next activity.

Small steps add up to big journeys. Finish one activity at a time as you can. Each one will help you get closer to mastering your finances.

Quick checkup

9 min.

Understand my take home

Done

Manage my expenses

10 min.

5

Simple, effective,  and creative features.

We try to make data entry as simple and accurate as we can. So,  we offer multiple ways to enter data focusing on what's easiest.

Connect, Scan, or Type-in

We partner with Plaid to connect to your banks—also used by Venmo, Robinhood, and Acorns.

Your recommendations and findings are always updated with your latest information. No appointments required. 🙂 

Instant Findings & Recos

From our personal finance blog.

Small steps add up to big journeys.

Move at your own pace, learn as you go, and build-up your confidence.

Budgeting and investing is a good start, but your income, taxes, debt, expenses, and emergencies. are equally important - we cover it all.

Beyond Budgets & Investing

We use data from multiple sources to give you helpful insights and comparisons of other people just like you. 

Helpful Insights.

Follow our personalized step-by-step plan or choose an activity that solves an immediate need. You can always come back to your plan later.

Follow our plan or solve a need

Each of our activities is built to be easy to complete, comprehensive, and effective. Our activities build on each other for better and more accurate insights.

Powerful and friendly activities